Financing

Apply For Financing with Regal Cars

Complete this easy online application with NO impact to your credit score!

Buy Here Pay Here Financing

It’s natural to have questions when it comes to the used car financing process. That’s where the Regal Car Sales and Credit team comes in. We’re here to provide the expert auto financing advice you need to be completely confident in your pre-owned Ford or used Hyundai purchase. Each of our used car dealers in Oklahoma, Missouri and Kansas offers buy here pay here financing, meaning that you can finance a car in-house with us — there’s no need to go through a bank. Our auto financing team will work closely with you throughout the car-buying process, helping you develop a payment plan that works for your lifestyle and answering any questions along the way.

Ready to explore all your used car financing options with the help of an expert? Head to one of our nearby used car dealers today to get started. We’ll help you secure a used auto loan and create a car payment plan that can help you build your credit!

Regal Car Sales and Credit’s in house auto financing allows us to say yes when others say no.  We don’t check credit, and we proudly offer bad credit or no credit auto loans so our customers can finance their future, not their past.

Regal Cars and Credit’s in house auto financing allows us to say yes when others say no. We proudly offer bad credit auto loans so our customer can finance their future, not their past.

Bring the following items with you to the dealership in order to Fast-Track your vehicle selection.
  • Proof of income (such as pay stubs, social security documentation, or pension documentation)
  • Proof of residence (a recent utility bill, lease, or mortgage)
  • Photo Identification (Drivers License, State/Government issued ID)

Start the process now! 

Yes! And what’s even better is that your 12 month/12,000 mile inclusive limited warranty has no deductible. Drive confidently with Regal Car Sales and Credit!

We don’t use a one size fits all down payments at Regal Cars.  Low down payments for qualified buyers. Our team will work with you individually to offer the best financing options for your situation.

What do I need to get approved with Regal Car Sales and Credit?

We ask for a few items to be able to help. A valid drivers license, proof of income, and proof of residency. These items help us verify identity and gives our financing company the information they need to customize your financing offer. 

Submit your information online NOW to start our application process to skip the application at the dealership altogether.
Get Pre-Approved Now! Fill out our short form in seconds.

What Happens Next?

Submit Form

Complete the quick application above. We receive this information in real-time so our team can start on your approval immediately!

Get Approved​

Our team will reach out with any questions they have to complete your financing request. At this time, you’ll be able to upload your documents virtually to save even more time.

Select Your Vehicle

The last step is to visit your nearest Regal Car Sales and Credit location to select your new vehicle. Our application 99% online and only a wet signature needed at the store to drive away! 

We're here to finance your future, not your past.
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